• Who We Are
  • What We Do
  • How You Can Help

Federal student loan debt is tipping the scales at $1 Trillion! Across the country, this financial crisis is crippling graduates, families and communities. Approximately 30% of college grads enter public service jobs, carrying an average of $26,600 in student loan debt. A master’s degree adds another $26,500. That translates to about $300 billion in federal student loan debt for educators and other public service employees.

We are here to help!

The AESA Student Loan Forgiveness Program, powered by Innovative Student Loan Solutions, provides best-in-class solutions to the student loan debt crisis for PreK-12 educators and other public service employees everywhere.

We are a national program delivered locally through Educational Service Agency partners that produces extraordinary results for individuals, enhances recruitment and retention capabilities of districts, and brings new economic value to communities.

Who We Are

United States The Association of Educational Service Agencies (AESA) is a professional organization representing 553 educational service agencies (ESAs) in 45 states. These agencies serve more than 80% of all public school districts and 83% of private schools in the United States.
Hand Shake AESA partners exclusively with Innovative Student Loan Solutions, a Cincinnati Ohio based company, to help educators and other public service employees across the United States significantly reduce their student loan debt through the AESA Student Loan Forgiveness Program, which utilizes the Public Service Loan Forgiveness Program, a severely underutilized federal program.
Network Through a network of partnerships with ESAs, the AESA Student Loan Forgiveness Program is positioned to reach over 80% of all school employees across the country, many of whom hold undergraduate and/or graduate student loan debt. Some, as parents, hold student loans on behalf of their children attending college.
Megaphone Only 9% of eligible employees are currently benefiting from the Public Service Loan Forgiveness Program. We aim to amplify awareness of this program so that every eligible educator may reap the financial benefit of participation.
Turnkey We do this through partnering with ESAs to provide the AESA Student Loan Forgiveness Program as a turnkey, no cost, voluntary service to their schools and other public service employers in their service area.
What We Do

Shaking Hands

We partner with ESAs…

  • New voluntary benefit for your employees
  • New service for your schools and affiliated public service employers
  • New economic value for your communities

To bring this service to schools…

  • Enhance recruitment
  • Increase retention rates
  • Zero cost to implement
Back Pocket

To put an average of $600 a month back in the pockets of their eligible employees…

  • Customized strategies to maximize the benefits of the Public Service Loan Forgiveness Program
  • No-cost, no-obligation consultation
  • Completion, tracking, and verification of all required paperwork for enrollment in the Program
  • Immediate reduction in monthly student loan payments
  • Elimination of most or all of remaining student loan debt after 120 payments
  • Annual reviews to update your strategy, based on family, income and retirement plan changes

How We Help


Did you know…

  • More college students are taking on more debt now than ever before?
  • More educators are making career choices based on their student loan debt?
  • The amount of student loan debt carried by educators is having a negative effect on their quality of life?
  • Educators are saving less for retirement because they are paying more for student loans?
  • More parents are taking out loans for the college bound children?
Life Preserver Good news… your ESA can help!
Join Join the growing national network of educational service agencies to bring the AESA Student Loan Forgiveness Program to your service area. Help educators and other public service employees reduce or eliminate their student loan debt. Help your districts recruit and retain staff through this voluntary benefit, at no cost for the employer.
Contact Us Don’t wait! Contact us today to learn how easy it is for your agency to become a partner… how easy it is to help!
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